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Money Train 3 Slot Review & Demo – Free Play Guide

Strap in and load up, because Money Train 3 features a 6-figure max multiplier. This time, Relax Gaming takes you on an adventure through a dystopian hellscape and rusty railroads, where lawless bandits are ready to take what they want. Grab some extra ammo and come along for the ride as I break down everything Money Train 3 has to offer, from respins to the monster Money Cart bonus round. Also, I’ve got exclusive no deposit bonuses for you from the best sweepstakes casinos in the USA!

Chad Nagel
Chad Nagel

Last updated: 2025-10-23

Bruce Douglas

9 minutes read

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Money Train 3 Slot Free Play & Review

Money Train 3 Slot Free Play & Review

  • Loads of bonuses
  • Market leading customer support
  • Full T&Cs apply 18+
  • Excellent choice of games
  • Low minimum redemption
  • Full T&Cs apply 18+
  • Over 1000 games
  • US based company
  • Full T&Cs apply 18+

    Best US Sweepstakes Casinos to Play Money Train 3

    If you’re looking to raid the reels for 100,000x wins, Money Train 3 is rocking and rolling at top US sweepstakes casinos. 

    These sites are able to offer free cash prizes due to their unique model, where you play using two virtual currencies: Gold Coins (for practice or fun) and Sweeps Coins (redeemable for real prizes). Both coins are given out for free when you sign up and via other ongoing promotions.

    To play Money Train 3 for free, claim no deposit bonuses at my favorite US sweepstakes casinos below:

    • Fortune Coins
    • McLuck
    • Hello Millions
    • Zula Casino
    • Sportzino
    • Funrize
    • Crown Coins
    • Legendz
    • LuckyLand
    • Pulsz
    • Mega Bonanza
    • Funzcity
    • High 5 Casino
    • PlayFame
    • Spree

    My Top Pick: McLuck

    Hands down, McLuck is my go-to for Money Train 3. I’ve spun every new Relax Gaming release, including Banana Town, Space Miners, and Money Train.

    When you register, a 7,500 GC + 2.5 SC no deposit bonus will be waiting for you, which is enough to dive straight into the action without risking a dime.

    McLuck has over 1,000 slots, progressive jackpots with six-figure prizes that can drop at any moment, and a world-class live casino. Redeem cash prizes in under 24 hours via gift card, and don’t forget to scoop up your 150% extra first purchase bonus!

    Money Train 3 Slot Review (Game Overview)

    Money Train 3 Slot Review.png

    Money Train 3 Slot Review 

    Money Train 3 is a high-octane blend of post-apocalyptic western aesthetics and ruthless slot mechanics. You’ve 5 reels, 4 rows, and 40 paylines to work with.

    This high-volatility game will test your mettle, but with two bonus rounds, including a respin feature and a 100,000x max win, Money Train 3 is worth your Sweeps Coins!

    Developer & Release Date

    Founded in Tallinn, Estonia, by Patrik Österåker and Jani Tekoniemi, Relax Gaming has been around for over 15 years. The provider is licensed in the UK, Sweden, and Canada and is certified by eCOGRA. The studio has released over 100 games, with heavy-hitters like Space Miners, Book of 99, Hellcatraz, and Temple Tumble.

    Money Train 3 launched on September 22, 2022, bringing a weapon-packed sequel to the franchise. It’s a high-volatility game with a supercharged max win that can deliver life-changing prizes on any spin!

    Theme & Storyline

    Theme & Storyline.png

    Theme & Storyline

    Money Train 3 is dystopia meets spaghetti western. Rusted railcars, crumbling cityscapes, and scorched desert skies set the scene, while your gang members plot heists across the reels. 

    The soundtrack is filled with metallic clangs, eerie echoes, and western-inspired strings. Each spin is like a high-stakes heist where every symbol could explode into massive multipliers.

    Reels, Rows & Paylines

    Money Train 3 is home to five reels and four rows. On every spin, 40 winlines are active, and symbols pay from left to right. 

    RTP & Volatility

    Money Train 3 has an RTP of 96.10%, which slightly increases to 96.5% when you use the Buy Bonus feature. I think this is one of the most volatile slots I’ve ever played. 

    You never know what might happen, including lengthy periods of dead spins or back-to-back bonus rounds with 1,000x+ multipliers. That’s why I recommend trying this slot out in Gold Coin mode first. 

    Betting Range (GC/SC)

    In Money Train 3, you can bet between 0.10 SC and 10 SC per spin. The max bet is lower than your typical slot, but big multipliers are more common.

    Max Win & Jackpots

    Max Win & Jackpots money train.png

    Max Win & Jackpots

    Money Train 3’s maximum win is 100,000x your stake. There’s no traditional jackpot, but the top multiplier is much larger than most slots’ jackpots.

    Graphics & Sound

    The grid is set on a massive clunking metal train, thundering through a futuristic dystopian wasteland that feels ripped straight out of Mad Max. The spaghetti western-inspired soundtrack features twanging guitars combined with industrial beats.

    Pros and Cons

    Pros

  • Massive 100,000x max win

  • Respin and Money Cart bonus round packed with mechanics

  • Buy Bonus feature

  • Fun Mad Max-inspired theme

  • Cons

  • RTP is a little low

  • Similar to other Money Train releases

  • Game Symbols & Payouts

    money train  3Game Symbols & Payouts.png

    Game Symbols & Payouts

    The Gang Members in Money Train 3 include the Necromancer, Sniper, and Collector, who trigger multipliers ranging from 8x to 20x. 

    The low-paying symbols are the classic card suits - Clubs, Hearts, Diamonds, and Spades, which pay up to 5x your stake. They appear frequently and mainly help build momentum until the high-paying Gang Members land.

    Bonus Features & Special Mechanics

    Money Train 3 will keep you busy with its respins, sticky multipliers, endless modifiers, and a Hold and Win-inspired bonus round!

    Respin Feature

    money train 3 Respin Feature.png

    Respin Feature

    The Respin feature in Money Train 3 can trigger randomly on any non-winning spin. When activated, one symbol becomes sticky, locking in place while the rest of the reels respin. If new matching symbols appear, they also turn sticky, awarding another respin and extending the streak. During these respins, multipliers of x1, x2, or x3 can appear.

    Money Cart Bonus Round

    money train 3 Money Cart Bonus Round.png

    Money Cart Bonus Round

    The Money Cart Bonus Round triggers when you land 3 or more bonus symbols. Each triggering symbol locks in place and reveals a value before awarding 3 respins. Every new symbol that lands resets the spin counter, while filling an entire column unlocks an extra reel.

    Keep an eye out for a range of special symbols. The Collector gathers all visible values, the Sniper doubles the values of 3 to 8 other symbols, and the Necromancer revives previously used ones. The bonus round continues until no respins remain.

    Buy Feature

    money train 3 Buy Feature.png

    Buy Feature

    Money Train 3 gives you 4 different Buy Bonus options. You can trigger the Money Cart bonus with 1 spin for 20x stake, and new symbols reset the count to 1. Spend 50x to unlock the bonus with 2 spins, 100x for the standard feature, and 500x for the bonus with a guaranteed Persistent symbol.

    How to Play Money Train 3 at McLuck

    Money Train 3 is waiting for you at McLuck. To hop aboard this express ride and start spinning for free, follow these steps:

    1. 1

      Go to mcluck.com, hit the gold Sign Up button, and type in your email and password.

      Money Train 3 at McLuck Playing Guide

      Money Train 3 at McLuck Playing Guide

    2. 2

      Provide your details like full name, state, and date of birth. 

      Money Train 3 at McLuck Playing Guide

      Money Train 3 at McLuck Playing Guide

    3. 3

      Search for Money Train 3 and switch to Sweeps Coin mode.

      Money Train 3 at McLuck Playing Guide

      Money Train 3 at McLuck Playing Guide

    4. 4

      Adjust your bet and start plotting your gang’s next robbery.

      Money Train 3 at McLuck Playing Guide

      Money Train 3 at McLuck Playing Guide

    Mobile Play Experience

    money train 3 Mobile Play Experience.png

    Mobile Play Experience

    Playing Money Train 3 on mobile is a smooth, high-quality experience that perfectly captures the game’s gritty atmosphere. The graphics are crystal clear, and the Necromancer’s menacing glare stares straight into your soul as the reels spin. 

    The giant Buy Feature button makes it effortless to jump straight into the Money Cart bonus round, while the sequential reel spins look fantastic on smaller screens. Despite the flashy animations and explosive bonus features, the game never glitched on my phone!

    Money Train 3 Expert Tips & Strategies

    Money Train 3 Expert Tips & Strategies.png

    Money Train 3 Expert Tips & Strategies

    To make the most of your Money Train 3 spins and boost your chances of striking big wins, take advantage of these tried-and-true tips:

    1. Use the Buy Bonus Button - This instantly takes you to the Money Cart bonus and slightly boosts the RTP up to 96.5%. I personally prefer the 2-spin option for 50x, as it offers the best balance between cost and potential return.

    2. Cut Your Typical Bet in Half - Money Train 3 is one of the most volatile slots around. Even with smaller bets, that 100,000x max win means you can still land massive payouts without burning your bankroll.

    3. Test the Game in Gold Coins Mode - Before risking your Sweeps Coins, try Money Train 3 in Gold Coins mode to see how often the bonus round triggers and what the average payout looks like. It’s the safest way to learn the game’s rhythm before playing for real.

    Money Train 3 Alternatives

    If this post-apocalyptic game gets your heart racing, check out:

    Money Train 4

    Relax Gaming has done it again, this time increasing the grid to 6 reels and boosting the max win up to 150,000x. Take Money Train 4 for a ride at Mega Bonanza, which is giving away 2.5 SC today!

    Midnight Marauder

    Break into the museum and pull off the ultimate heist in this cluster pays slot. Try Midnight Marauder now at Hello Millions for free and get 150% extra coins when you spend just $9.99! 

    Templar Tumble 2

    Tap into your inner knight as you use cascading reels to expand your empire across the 6x7 grid. PlayFame is offering unlimited free spins on Templar Tumble 2. Claim your 7,500 GC + 2.5 SC sign up bonus now!

    SportsBoom Suggests – Is Money Train 3 Worth Playing?

    If you like high-volatility games, absurd 6-figure multipliers, and creative bonus rounds, then you need to try Money Train 3 ASAP!

    So, what are you waiting for? Join McLuck, grab your 2.5 SC no deposit bonus, and see if you can wrangle your gang into a 100,000x payday!

    FAQs

    What is the RTP of Money Train 3?

    The RTP of Money Train 3 is 96.1% under the standard setting. When you use a bonus-buy option in Money Train 3, the RTP can increase to around 96.5%.

    What’s the max win?

    In Money Train 3, the maximum potential win is 100,000x your stake. 

    How volatile is Money Train 3?

    Money Train 3 is classified as a very high-volatility slot.

    Does it have free spins?

    Money Train 3 features a respin/sticky symbol mechanic in the base game, and it also offers the Money Cart bonus round, which acts like a free-spins-style feature.

    Can I play Money Train 3 for free in the US?

    You can play Money Train 3 for free in the US and win cash prizes at sweepstakes casinos like McLuck. Also, when you sign up now, you’ll unlock a 7,500 GC + 2.5 SC no deposit bonus!

    Chad Nagel
    Chad NagelSports & Betting Editor

    Chad Nagel is a passionate sports fanatic who has worked in the sports and betting industry for over a decade. He spent most of his career as an editor-in-chief for Soccer Betting News, South Africa’s leading soccer betting newspaper, owned by Hollywoodbets. His articles have also featured in some of the most respected sports media platforms in the world, such as SPORTbible, Sports Illustrated, Combat Sports UK, and many others.